If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. So my request was approved! Share: Click to share … The others include five in Idaho, 23 in New Mexico and nine in Nevada. It’s not the easiest card issuer to turn a denial into an approval, but still worth a try (especially if you’ve followed #1 & #2). Posted by 4 days ago. I've been thinking about this card for a while now and pulled the trigger last night. FYI your Amex Everyday gets 2x on groceries. I'll be using it for gas while not on the 5% quarter for my chase freedom and for eating out. The Wells Fargo Platinum Visa card is a solid options for saving on interest thanks to its 18-month 0% APR introductory offer good on both new purchases and balance … Denied for Amazon Chase Visa and Sapphire Preferred prior to that. Sort of new to the credit card World. Got approved for $10k SL, all scores range around 760-780 :) - 5963561 A subreddit for discussing any aspect of credit cards. Disclaimer – The information about the Wells Fargo Propel American Express card has been collected independently by MoneyUnder30.com. 5. Oldest acount: 1 year 5 months. Press J to jump to the feed. not familiar. Wells Fargo Propel Instant Approval Data Point Yesterday morning I applied for the Wells Fargo Propel to replace my nerfed Uber Visa, and received an instant approval with a credit line of $7,500. I also have the Barclays Apple rewards card (wouldn’t recommend just get the Apple credit card) and the Capital One Venture Card (great sign you bonus and everything is 2x miles). After that, a 14.49% to 24.99% (variable) APR applies. However I logged onto my online Wells Fargo account this morning and I had the entry for the Propel card there with a $15K limit. 1 point on everything else. Chase … Now it’s available to customers and non-customers alike. Enter your username and password to securely view and manage your Wells Fargo accounts online. Wells Fargo home mortgage loans. Very good description of the card, have a few suggestions for card pairings if your interested. Wells Fargo has two other service centers in California and one each in Iowa, Minnesota, North Carolina and Maryland. R/churning member justininsidebeiber got a picture (shown below) of an internal memo from Wells Fargo indicating that the no-fee Propel credit card will be revamped to earn 3x points on travel and dining.. The Wells Fargo Propel credit score requirement is 700 or higher. I have been with Wells Fargo for the past 5 years. The Propel card gives you 3 points per dollar on dining (bars/restaurant/fast food/food delivery), travel (Uber/gas/lyft and transit, commuting (subway tickets/parking/ferries/tolls), and select streaming services (Hulu, Netflix, Apple Music). San Francisco-based Wells Fargo & Co. recently completed its acquisition of First Security, although the conversion of First Security's products and systems into Wells Fargo's will occur in March. The Wells Fargo Propel American Express® card offers an intro 0% for 12 months from account opening on purchases. i’ve had this card since August of last year, and I love it! The memo is regarding the no-annual-fee Wells Fargo Propel card (not the Propel World) which currently earns 3x gas, 2x restaurants, and 1x elsewhere. AmEx used for network interchange, but not issued by, It doesn’t, but it is still a very good no fee card. Finally, especially during COVID-19, Wells Fargo Rewards has been dropping silent offers (activation required) where the first purchase of the listed category is 10% cash back up to $40. With a $200 cash back offer and no annual fee, does Chase Freedom Unlimited live up to the hype? The Wells Fargo Propel American Express® card comes with 20,000 bonus points when you spend at least $1,000 in purchases in the first three months after the card is approved. Transunion/Equifax: 735/734 FICO: 734 Annual Income: $65,000 2 Recent Inquiries (Discover it Balance Transfer and Chase Freedom Unlimited applications) Other Cards: Discover it, Citi Doublecash, Citi Simplicity, Chase Freedom, Chase Slate, Capital One Quicksilver. End of popup. More posts from the CreditCards community. I have been with Wells Fargo for the past 5 years. Previously, it was difficult for a customer without an established banking relationship with Wells Fargo to get approved for a Propel card. After that, a 14.49% to 24.99% (variable) APR applies. Cardholders can earn triple points for spending in a variety of useful bonus categories, plus enjoy a slew of other perks and benefits, all without paying a single annual fee. It’s easy to earn rewards points on your daily purchases and you won’t pay an annual fee or foreign transaction fee. Wells Fargo Propel Instant Approval Data Point Yesterday morning I applied for the Wells Fargo Propel to replace my nerfed Uber Visa, and received an instant approval with a credit line of $7,500. This is my first post here. The card includes many benefits, including 3% cash … I still like the Blue Cash Everyday(3%) and US Bank Cash + card of course too (5%). Refer to the Summary of the Go Far ® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel American Express® card. Please ask questions and contribute to the knowledge surrounding credit cards. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. I plan to get a retention offer on the $95 annual fee or I will downgrade to the venture one card. The final leg on my journey was to call Wells Fargo (they don’t accept requests for higher credit limits online). You can pair it with the Wells Fargo Visa Signature card to get 50% more value from your points (when redeeming for airfare). I would highly recommend this card to anyone, but especially to younger people. But later that day, when I logged back into my account, I noticed my credit limit was $35,000. With roots in the Wild West and the earliest days of US banking, Wells Fargo has a history that goes back centuries. The Everyday Preferred ($95 AF) gets 3x. I used the AZEO (all zero except one) approach where I paid off two cards completely but just the statement balance on the third so that two were at $0 and the third was about 4% of its limit. Thank you! Learn more about different types of credit cards from Wells Fargo and compare features like low interest rates & rewards. My Experian score was 740. The court attributed some of that to arithmetic errors but found that Wells Fargo had improperly added charges, including $6,741.67 in commissions to the sheriff's office that were not owed, almost $13,000 in additional interest and fees for 16 unnecessary inspections of the borrowers' property in the 29 months the case was pending. The Wells Fargo Platinum Card is a popular card for its long introductory APR deal for new cardholders. Those two are the next cards I plan to get (3 months - a year from now due to having a younger length of credit history). Wells Fargo Propel World American Express ... We don't guarantee approval of transactions. I will say Wells Fargo isn’t the best bank and I don’t have any of their other products or services other than this card. Enter your username and password to securely view and manage your Wells Fargo accounts online. Here’s the break down: This means that essentially I get 4.5X on the propel on its categories and 2.25X on everything else for 3 no anual fee CCs. So my request was approved! … They identify and remove errors from your credit report (boosting your score). I recently refinanced the mortgage with a different lender to reduce my interest rate from … A discover it cashback that initially had a $750 limit, but is now at $1350. Written by: Ben Luthi. I have only one credit card (about 8 months old). We reserve the right to deny transactions for any reason, such as account default, suspected fraudulent or unlawful activity, internet gambling, or any indication of increased risk related to the transaction. Congratulations! Wells Fargo does not endorse and is not responsible for their content, links, privacy, or security policies. Wells Fargo will reimburse cardholders who pay their cell service bill with their card if the phone is damaged or stolen. Last night I applied for the Wells Fargo Propel American Express card. The Wells Fargo Propel American Express® card offers an intro 0% for 12 months from account opening on purchases. In fact, Wells Fargo is the fourth-largest bank in the US, with over $200 billion in market capitalization.. The two Wells Fargo offices in Utah to be divested are in Brigham City and Park City. The Propel Amex is … No Foreign Currency Conversion Fee. I don’t think that it’s a requirement to be a member of their bank to get the card like with other banks, but I would give them a call and double check. But, a long pedigree doesn’t make the bank any less relevant to the financial industry today. Along with more features. I got an invite upon logging into my account, so I decided, why not? It's about 30k a year. Data Point. I was kind of nervous because this is my fourth new card this year and the second one this month. Wells Fargo 40k/$3k-3mo Propel World & 20k/$3k-3mo Propel 365 Amex Sep 29, 16, 2:33 am - Wikipost Please read: This is a community-maintained wiki post containing the most important information from this thread. I don’t mind because I have been using reddit and other people for guidance as well. I can redeem them for travel, cash back or gift cards. Just my personal opinion, I’ve had the card almost three years now, never had a problem, but the only down side is … I am pleasantly surprised at the limit considering my previous highest limit on a card was $8,500. Since the points on this card — known as “Go Far Rewards” points — are worth 1 cent each, the bonus has a … Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. I unlocked my EX prior to apping thinking they would pull that, but they actually tried to pull EQ (Im in Socal). Another thing I liked about this card during uncertain times is that they offer a 12 month 0% APR on balance transfers and purchases, so if an emergency occurred I would be good to go. Do you have a checking/savings relationship with the bank? The Wells Fargo Propel American Express® Card breaks the cycle, offering robust rewards without an equally robust annual fee. My Experian score was 740. Wells Fargo Propel AMEX Approval. Experian was the only bureau that they did a hard pull on (No hard pull reported on credit karma). Cash advances and balance transfers do not apply for purposes of this offer and may impact the credit line available for this offer. The Wells Fargo Propel card also has a few cash redemption options. I’m currently rocking the WF trifecta which makes the propel way better. How to Increase Your Chances of Getting Approved for Wells Fargo Credit Cards. Approval wasn’t hard and they immediately allow you to do a CLI (with another hard pull) if you aren’t happy with the initial credit limit. Wells Fargo won’t normally approve you if you’re not a permanent resident. Above-Average Regular APR: The Wells Fargo Propel card’s regular APR could be anywhere from 13.99% to 25.99% Variable, depending on your creditworthiness. How to Increase Your Chances of Getting Approved for Wells Fargo Propel. Wells Fargo Amex Propel Approved! New Wells Fargo Propel American Express® card cardholders receive 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. Customers give the Wells Fargo Propel Card favorable reviews. I really like that math. Wells Fargo Propel American Express ® Card Terms and Conditions. Looking for possible insight on my approval odds for a Wells Fargo Propel or Platinum credit card. Click here to sign on to your Wells Fargo account(s). Articles on Chase Freedom Unlimited® Chase Freedom Unlimited. The Propel World is a great card for churning. Wells Fargo is among the few banks that don’t offer prequalification as a way to learn whether you might be eligible for a credit card without hurting your credit score. The information for the Wells Fargo Propel card has been collected independently by The Points Guy. I am 21 years old with an Experian score of 740, and I received a $4,500 starting credit limit. For the Wells Fargo Cash Back College Card, the minimum credit score is 640. They pulled … Use our online tools to prequalify for a loan and find a consultant to guide you through your homebuying and mortgage application process. Investment products and services are offered through Wells Fargo Advisors. Cash redemptions by withdrawal from a Wells Fargo ATM, or a rewards redemption to an eligible Wells … The minimum recommended credit score for this credit card is 700. That’s a great limit you got there. After that, a 14.49% to 24.99% (variable) APR applies. 738 eq. At the same time, having an existing relationship with the bank does seem to make it more likely that qualified applicants will be instantly approved, rather than having to wait several … Are you thinking about applying for the Wells Fargo Propel American Express® card? Getting approved for a credit card requires a little planning. The Wells Fargo Propel American Express® card has taken the best parts of almost every credit card category and bundled them up into one … Wells Fargo Propel Card Reviews. It is important to pay them in full and on time. Press question mark to learn the rest of the keyboard shortcuts. Wells Fargo Platinum Card: 640+ FICO. DP's for anybody interested - 727 exp. I checked Credit Karma and I have no hard pull on my Transunion/Equifax. Getting approved for a credit card requires a little planning. I had no prior banking relationship with WF in any form (ex. The application went pending after applying because they needed to verify some information. Average Age of accounts: 10 months. After watching Netflix's Dirty Money, f**k Wells Fargo! Although the mortgage wasn't reaffirmed in the BK filing, I kept the home with consistent on time payments. I then received a call from Wells Fargo asking some verification questions and … It also has a 10% relationship bonus … Some forum posts and reviews seem to suggest that you need a prior relationship with Wells Fargo to be approved for the Wells Fargo Propel American Express® Card, but there are a number of accounts that contradict that rumor. Data Point. $0 annual fees. Because Wells Fargo lets you pool points among its rewards cards, you can earn an even higher rewards value when you pair the Propel card with the Wells Fargo Visa Signature card (which offers a 50 percent boost when you redeem your points for travel. The Wells Fargo Propel American Express® Card is a strong alternative for great ongoing rewards and a 0% introductory rate. I second the suggestion to pair the Propel with their Visa Signature for the 50% bonus when redeeming for flights. Wells Fargo Propel Approval! I then unlocked my EQ and the CSR pushed the app to underwriting. Getting approved for a Wells Fargo Propel Card is easy — but only if your credit score is 640 or higher. Beginning of popup Notice. You can easily get a credit card that offers at least 2% back. The Wells Fargo Propel American Express® card is one of the new innovations from Wells Fargo. You have a high chance … I know that I can redeem the rewards through the Wells Fargo Go Far Rewards portal. For the Wells Fargo Cash Wise Visa, Wells Fargo Platinum, and Wells Fargo Propel American Express cards the minimum recommended credit score is 700. Looking to qualify, but your credit score needs work? Wells Fargo Propel American Express® card full terms and conditions. Might be an obvious question... Purely a WF-issued card. (Do you bank with WF, what other cards do you have, etc.?) It has a generous welcome offer, a long intro APR period on balance transfers and purchases, a cell phone protection program and a whole lot of security and protection features — all without … Hey, do you mind me asking what your file looks like? Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 deductible, with a maximum benefit … Its sign-up bonus is tough to beat among cards with no annual fee. Use your Wells Fargo points in the Go Far Rewards portal to book flights. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. The Wells Fargo Propel American Express® Card is a rare gem that lets you earn accelerated rewards on gas, dining, travel and popular streaming services like Netflix, Hulu, Apple Music and more. The points are valued at 1 cent per point (common). 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